What has enabled us to keep our long term relationships is our rate guarantee, which states we will never raise our rates and fees as long as the merchant processes with us. At WBS, our goal is to provide businesses with the opportunity to accept payments securely and at affordable rates. By supporting a wide range of platforms and technology solutions, we are continuing to accommodate the transaction processing requirements of all kinds of businesses. By providing World Class Customer Service and fair and transparent pricing structures, we strive to build long term relationships with each of our merchants, clients and partners.