Card Acceptance

Credit Card Processing

The ability to accept credit card payments is essential for growing a successful business. WBS offers a robust set of credit card processing solutions for all types of businesses to allow merchants to grow their client base by having repeat customers and attracting new ones. Whether you have a retail location where customers manually swipe or insert their cards or an online business where you need to accept credit card payments securely through your website, WBS has the right solution to meet your specific needs. WBS supports processing of all major Debit/Credit cards and PayPal.

Debit Card Processing

WBS provides access to both regional and national debit networks allowing merchants to expand their business by accepting debit card payments. Adding a pin pad for debit card transactions to your credit card terminal is an easy, cost-effective way to increase your revenues while eliminating the risk of chargebacks and fraudulent activities. By accepting debit cards, merchants can also add value to their customers by offering a cash back option.

Petroleum cards

We support the processing of major petroleum cards along with other forms of payments for petroleum merchants.   We offer both pay at the pump and pay at the counter solutions.

Check Acceptance

WBS offers a variety of check acceptance options for merchants seeking to accept check payments in face-to-face, web and phone-based transactions. Our “Point of Sale Check Conversion” Program allows us to process checks through a check reading terminal to electronically debit the customers checking account, saving merchants time and money. To protect merchants from bounced checks and fraudulent transactions, WBS provides both Check Verification and Check Guarantee Services. The Check Verification program verifies check payments quickly and efficiently, screening multiple national databases and utilizing a state-of-the-art fraud detection system while the Check Guarantee Services reimburses the funds and the fees associated with NSF Checks to merchants in the event of non-payment.

EBT Programs

WBS supports EBT (Electronic Benefit Transfer) payments directly from the government for the benefit of customers which is crucial for some merchants’ ability to maintain and grow their client base. Once the EBT has taken place, funds from the transaction are automatically deposited into the merchant’s bank account.

Businesses can pay $0 Credit Card Processing fees

Businesses are tired of paying credit card processing fees!

Many businesses are taking advantage of the 2013 court settlement that allows credit card surcharging in the United States. Surcharging is the practice of transferring CC processing fees to the customer.The U.S. Government recognized that credit card processing fees and interchange rates have been steadily increasing since 2003, especially with the increase of customers paying with credit cards like platinum and rewards cards. With 73% of customers paying by credit card, processing fees are more devastating to business owners than ever.

Surcharge to recover credit card processing fees

World Bankcard Services offers a customized turnkey surcharging solution for every type of business, completely risk free, and guarantees full compliance with all rules, state laws, and compliance regulations at all times. We will eliminate all credit card fees and it costs nothing to do it.